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Welcome to Specialist Motor Finance
Delivering exceptional experiences to all our customers.
About us
We have worked within the motor finance sector for many years, working alongside both customers and business partners to develop a quality, responsible and innovative product. We work with a variety of reputable motor finance brokers, dealer groups and independent car dealers to provide an alternative motor finance solution for our customers.
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We’ve been awarded the Trusted Service Award 2021
Our reviews speak for themselves...
Customers
We support our customers each step of the way, from choosing the ideal finance package for their circumstances and their chosen vehicle, through to repayments and beyond.
Business Partners
Our flexible approach to car finance means that we offer solutions that meet the specific needs of each and every one of our customers, allowing our partners to guarantee a valued sale.
How we can help
We specialise in hire purchase agreements, offering a flexible product that meets the individual needs of each customer. We ensure that we provide:
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An expert team
With experience, knowledge and training behind them, our team of car finance experts is one of the best in the industry.
Budget conscious finance
We work with you to ensure that your car finance takes into account your budget and your circumstances.
Fast processing
Operating 7 days a week, we endeavour to ensure credit decisions and same day pay out on loan advances (subject to conditions).
The highest standards
We maintain our standards through consistent audits, as well as regularly seeking feedback from our customers.
A customer focused service
Customer satisfaction is at our core; therefore we align all processes with the 6 FCA principles of ‘Treating Customers Fairly’.
No arrangement fees
Unlike many other lenders we do not charge an arrangement fee for your car finance deal.
What is Hire
Purchase (HP)?
Hire Purchase is one of the most commonly used forms of car finance and essentially means that a customer will ‘hire’ a car from the finance provider (SMF) until it is paid in full.
Go to my accountOur Awards and Accreditations
Specialist Motor Finance Limited is authorised and regulated by the Financial Conduct Authority for consumer credit activities with firm reference 723813. Registered in England with company number 05544622. Registered office The Gate, International Drive, Solihull, B90 4WA.