WHO WE ARE
The Specialist Motor Finance Web Site is a site operated by Specialist Motor Finance Limited. Specialist Motor Finance Limited is Authorised and Regulated by the Financial Conduct Authority No 723813. Registered in England and Wales Number 05544622. Registered address: The Gate, International Drive, Solihull, West Midlands, England B90 4WA.
AGREEMENT BETWEEN USER AND SPECIALIST MOTOR FINANCE LIMITED
The Specialist Motor Finance Web Site is comprised of various Web pages operated by Specialist Motor Finance Limited.
The Specialist Motor Finance Web Site is offered to you on the condition that you accept without modification, the terms, conditions, and notices contained herein. Your use of the Specialist Motor Finance Web Site constitutes your agreement to all such terms, conditions, and notices. If you do not agree to these terms, you must not use the Specialist Motor Finance Web Site
MODIFICATION OF THESE TERMS OF USE
Specialist Motor Finance Limited reserves the right to change the terms, conditions, and notices under which the Specialist Motor Finance Web Site is offered, including but not limited to any charges associated with the use of the Specialist Motor Finance Web Site.
THERE ARE OTHER TERMS WHICH MAY APPLY TO YOU
When using the Specialist Motor Finance Web Site there will be other terms which apply to you. These terms include Specialist Motor Finance Limited’s Privacy and Cookies Policy, which sets out the terms on which any of your personal data is processed. It also sets out information about the cookies on the site. By using the site, you consent to such processing and you warrant that all data provided by you is accurate.
LINKS TO THIRD PARTY SITES
The Specialist Motor Finance Web Site, Mailshots and any other notifications, may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of Specialist Motor Finance Limited and Specialist Motor Finance Limited is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Specialist Motor Finance Limited is not responsible for webcasting or any other form of transmission received from any Linked Site. Specialist Motor Finance Limited is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Specialist Motor Finance Limited of the site or any association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Specialist Motor Finance Web Site, you warrant to Specialist Motor Finance Limited that you will not use the Specialist Motor Finance Web Site e for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Specialist Motor Finance Web Site in any manner which could damage, disable, overburden, or impair the Specialist Motor Finance Web Site or interfere with any other party’s use and enjoyment of the Specialist Motor Finance Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Specialist Motor Finance Web Site.
YOU MUST KEEP YOUR ACCOUNT DETAILS SAFE
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. Specialist Motor Finance Limited has the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms of Use.
USE OF COMMUNICATION SERVICES
The Specialist Motor Finance Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations. Specialist Motor Finance Limited has no obligation to monitor the Communication Services. However, Specialist Motor Finance Limited reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Specialist Motor Finance Limited reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever. Specialist Motor Finance Limited reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Specialist Motor Finance Limited ‘s sole discretion. Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Specialist Motor Finance Limited does not control or endorse the content, messages or information found in any Communication Service and, therefore, Specialist Motor Finance Limited specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorised Specialist Motor Finance Limited spokespersons, and their views do not necessarily reflect those of Specialist Motor Finance Limited. Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO SPECIALIST MOTOR FINANCE LIMITED OR POSTED AT ANY SPECIALIST MOTOR FINANCE WEB SITE
Specialist Motor Finance Limited does not claim ownership of the materials you provide to Specialist Motor Finance Limited (including feedback and suggestions) or post, upload, input or submit to any Specialist Motor Finance Web Site or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Specialist Motor Finance Limited, its affiliated companies and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission. Specialist Motor Finance Limited also has the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of the intellectual property rights. Specialist Motor Finance Limited is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Specialist Motor Finance Limited’s sole discretion. By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SPECIALIST MOTOR FINANCE WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. SPECIALIST MOTOR FINANCE LIMITED AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SPECIALIST MOTOR FINANCE WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE SPECIALIST MOTOR FINANCE WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION SPECIALIST MOTOR FINANCE AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SPECIALIST MOTOR FINANCE WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. SPECIALIST MOTOR FINANCE AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SPECIALIST MOTOR FINANCE LIMITED AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SPECIALIST MOTOR FINANCE WEB SITE, WITH THE DELAY OR INABILITY TO USE THE SPECIALIST MOTOR FINANCE WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SPECIALIST MOTOR FINANCE WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SPECIALIST MOTOR FINANCE WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SPECIALIST MOTOR FINANCE LIMITED OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SPECIALIST MOTOR FINANCE WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SPECIALIST MOTOR FINANCE WEB SITE.
TERMINATION/ACCESS RESTRICTION
Specialist Motor Finance Limited reserves the right, in its sole discretion, to terminate your access to the Specialist Motor Finance Web Site and the related services or any portion thereof at any time, without notice. Specialist Motor Finance Limited does not guarantee that the Specialist Motor Finance Web Site, or any content on it, will always be available or be uninterrupted. Specialist Motor Finance Limited may suspend or restrict the availability of all or part of the site for business and operational reasons.
GENERAL
To the maximum extent permitted by law, this agreement is governed by the law of England and Wales, and you hereby consent to the exclusive jurisdiction and venue of courts in England and Wales, in all disputes arising out of or relating to the use of the Specialist Motor Finance Web Site. Use of the Specialist Motor Finance Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Specialist Motor Finance Limited as a result of this agreement or use of the Specialist Motor Finance Web Site. Specialist Motor Finance Limited’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Specialist Motor Finance Limited’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Specialist Motor Finance Web Site or information provided to or gathered by Specialist Motor Finance Limited with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Specialist Motor Finance Limited with respect to the Specialist Motor Finance Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Specialist Motor Finance Limited with respect to the Specialist Motor Finance Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES
You may print off one copy, and may download extracts, of any page(s) from the site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Specialist Motor Finance Limited’s status (and that of any identified contributors) as the authors of content on the site must always be acknowledged.
You must not use any part of the content on the site for commercial purposes without obtaining a licence to do so from Specialist Motor Finance Limited. If you print off, copy or download any part of our site in breach of these Terms of Use, your right to use the site will cease immediately and you must, at Specialist Motor Finance Limited’s option, return or destroy any copies of the materials you have made.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred. Any rights not expressly granted herein are reserved.
NOTICES
If you have any comments or questions about this website or any aspect of our products and/or services, please contact us in writing at Specialist Motor Finance Limited, International House, Kingsfield Court, CH4 9RF.